Category: Florida Law Blog

parenting plan Florida divorce

Parenting Plan Florida Divorce

A parenting plan in a Florida divorce requires certain standards to be met. These minimum requirements are prescribed by Florida Statute 61.13, Florida’s Timesharing Statute. A parenting plan Florida divorce must meet those minimum standards or else a family law divorce court may reject the proposed plan. The litigants and their family law attorneys may be sent back to the proverbial drawing board to draft a plan that meets the minimum standards outlined in the Statute.

A Parenting plan in a Florida divorce must describe the role each parent will take in the child’s daily life. In practical terms this may mean a parenting plan Florida divorce should identify which parent will provide the meals, transportation, clothes, bathing, and other forms of moral, emotional and logistical support for the minor child. Some of this information may be specified in the marital settlement agreement.

What Does a Parenting plan in a Florida Divorce Include?

The plan must designate/delineate the time the child will spend with each parent. For example, Parent 1 shall have timesharing (formerly called child custody) with the minor child from Monday after school at 5:30 P.M. until Friday morning school drop-off at 8:30 A.M. Parent 2 shall have all other times. Any reasonable configuration could be appropriate provided that both parents are allowed to have time with the child (frequent and continuing contact to promote the bonds between parents and children and to encourage co-parenting for the benefit of the child).

A parenting plan in a Florida divorce must identify the parent that provides health care (the method or source of health insurance may also be appropriate) for the child. Both parents’ consent should be obtained for mental health treatment if the parties have shared parental responsibility (i.e. both parents must confer regarding all major decisions impacting the child). Mental health treatment can be expensive for families and may be covered by health insurance, but there could still be co-pays. Communicating about these expenses is vital to co-parenting.

You may have heard that a parenting plan Florida divorce must also include school designation authority. This means the plan shall specify which parent’s address will be utilized for school-boundary determination and school registration. This often impacts the timesharing schedule and can majorly influence a parent’s request for relocation.

A parenting plan in a Florida divorce must provide for the means and methods of communications between parents and children. Will the parties use Skype, Google Duo, FaceTime, text messaging, phone calls, letters, and/or any other form(s) of communication? The parents and the court must know. The plan should also incorporate the fact that both parents may share in school, health, and other pertinent records for the child.

One other minimum requirement worth referencing is that the parents shall have shared parental responsibility unless shared parental responsibility would pose a detriment to the child. For example, if one parent has been convicted of domestic violence, a rebuttable presumption is created in favor of the non-convicted parent having sole parental responsibility.

Ultimately, a parenting plan Florida divorce is about the best interests of the child. This phrase is rather generalized, but it comes down to what is best for the child’s safety, health, welfare, security, and well-being.

Jonathan Jacobs is a divorce attorney in Orlando and a divorce attorney in Clermont Florida that works with clients on their family law and paternity cases involving minor children to achieve the best outcome for timesharing and child support.

Modifying Permanent Alimony in Florida

Modifying Permanent Alimony in Florida

Many former spouses receiving permanent alimony and many spouses paying permanent periodic alimony are interested in modifying their permanent alimony award. The standard bearer for modifying permanent alimony in Florida was established in the cornerstone Florida Supreme Court case of Pimm v. Pimm, 601 So. 2d 534, 536 (Fla. 1992). In Pimm, the Court provided the following burden on the party seeking to modify alimony: “the moving party must show that: (1) there was a substantial change in circumstances; (2) the change was not contemplated at the time of the final judgment of dissolution; and (3) the change is sufficient, material, involuntary, and permanent in nature.” Call the Jacobs Law Firm divorce attorney Orlando, divorce attorney Clermont Florida at 407-335-8113 when you need to know your rights and responsibilities as pertains to alimony.

The Case Law on Modifying Permanent Alimony in Florida

Recently, the Fifth District Court of Appeals in Davis v. Maloch, No. 5D18-2490 (Fla. 5 DCA 2019) took up the issue of modifying permanent alimony in Florida. In its decision the Davis Court references Florida Statute 61.14, which provides broad discretion to the family law circuit courts to enter an order modifying alimony as equity (legalese for fairness) requires. Building on this equity principle, the Court reasserts that when considering an alimony modification, the judge must look at all relevant factors in Florida Statute 61.08. Albu v. Albu, 150 So. 3d 1226, 1228 (Fla. 4th DCA 2014). When considering the complexity of these legal guidelines, it is no wonder may litigants seek to hire the best divorce attorney Orlando, divorce attorney Clermont Florida to ensure their financial positions are maintained or improved.  

Modifying Permanent Alimony in Florida

When to Modify Permanent Alimony

Keep in mind that family law courts are often hesitant to engage in modifying permanent alimony in Florida when the parties initially agreed on a specific award of alimony, and now at some future time have decided their initial agreement should be abrogated. The courts consider that factors such as voluntary underemployment or unemployment, jealousy over remarriage, and bitterness may play unfortunate roles in a party’s decision to petition for a modification of alimony. Again, to reiterate, a party must show that there has been a substantial change in circumstances (this is nebulous but nonetheless a high standard); that the change was not contemplated at the time of Final Judgment of Dissolution (retirement is generally contemplated at a certain time absent disability or winning the Florida Lottery), and that the change is sufficient, material, involuntary, and permanent in nature (involuntariness is challenging to prove).

When you need guidance or to litigate your alimony case call us at 407-335-8113 and schedule your consultation with Attorney Jacobs as soon as is practicable.

small claims jurisdictional limit Florida

Small Claims Jurisdictional Limit Florida

A small claims case is litigated in county court before a county court Judge that handles a variety of legal issues. All small claims cases are factually distinct, and a large number of legal matters are decided in county court. Beginning on January 1, 2020, the state Legislature has decided that small claims jurisdictional limit Florida is now up to $8,000 exclusive of court costs, statutory interest, and attorney fees. What is the maximum amount you can sue for in small claims court in Florida? The answer is $8,000, not $8,000.01 as that causes you to enter into county civil court and not small claims court. Call Jacobs Law Firm at (407) 335-8113.

Small claims court lawsuits may begin with a simple Statement of Claim, or your small claims attorney in Orlando may broaden your lawsuit to include several causes of action. As mentioned earlier, because small claims cases range from car damages to civil theft, to replevin, to rental damages, to destruction of property, insurance lawsuits, and more, hiring a small claims lawyer in Osceola, Lake or Seminole County FL may assist greatly in achieving a recovery of financial or non-monetary damages from your suit. The small claims jurisdictional limit Florida is $8,000.00 which is a substantial amount of money to pursue from the defendant.

What Is The Maximum Amount You Can Sue For in Small Claims Court in Florida?

After filing your lawsuit with the small claims court, your attorney must ensure the defendant or defendants are served with a copy of your complaint/statement of claim and the summons indicating they must respond and/or attend a pretrial mediation. Pro se litigants often try to achieve service by Certified Mail, whereas many small claims lawyers prefer to serve the defendant(s) by process server.

Once you have figured out your damages and assessed the small claims jurisdictional limit Florida, consider next where to litigate your case. What is the appropriate venue?  Florida Rule 7.060(a) of the Florida Small Claims Rules provides that a plaintiff may sue a defendant per the terms specified in the contract, where the loan note is signed, where the cause of action happened, or where the defendant resides or has their principal place of business. Sometimes there will be a dispute resolution clause in a contract specifying the allegedly proper venue for your lawsuit to be brought.

What Is The Maximum Amount You Can Sue For in Small Claims Court in Florida

The Jacobs Law Firm offers affordable small claims attorney help to a wife variety of businesses and individuals across Central Florida.

ncontested divorce in Florida with child

Uncontested Divorce in Florida With Child

An uncontested divorce in Florida with child (ren) is more complex than a standard uncontested divorce where the issues are primarily financial. When children are involved, the family law court requires your attorney to present additional documents for the court records. How is an uncontested divorce with children different in practice?

In addition to the standard pleadings when there is an uncontested divorce in Florida with child, your amicable divorce or simple divorce (there are several phrases that litigants use to describe this process) must include a parenting plan, a child support guidelines worksheet, and a more extensive notice of Social Security Numbers. The Florida parenting plan must meet certain minimum requirements, or the court may require you to amend the plan to comply with its rules and regulations (statutorily speaking). Your uncontested divorce attorney in Orlando will work closely with you to ensure the parenting plan not only meets the court’s requirements, but also ensures it aligns with your schedule so it will be in your and your children’s best interests.

Uncontested Divorce in Florida With Child and Child Support

If your amicable divorce includes children, the court requires a child support guidelines worksheet to be drafted. The Jacobs Law Firm uses a family law software that calculates child support and is used by many Florida courts. The child support calculations include health insurance, daycare expenses, the parties’ gross incomes, and deviations for which party is claiming the child tax credit for the year. With an uncontested divorce in Florida with child many litigants choose to pay child support directly with the option of registering with the State Disbursement Unit should the payor fail to make timely child support payments.

The Notice of Social Security Numbers is generally filed in all cases, and is particularly important if the parties in an uncontested divorce in Florida with child are in need of Title IV financial assistance due to poverty, disability, or otherwise. It may appear to be a formality, but when there are children involved, the court requires this document to be filed. Sometimes a parent will know every detail about their child, but not the Social Security Number. This can be obtained from the other party or by visiting the Vital Statistic office to obtain a new Social Security Card for future use.

Ultimately, an uncontested divorce in Florida with child is a process that generally is affordable and can help prevent lasting damage to family relationships. As an uncontested divorce attorney in Lake County FL and in Orlando, it is important to help clients resolve their marital issues amicably. When you need us, call Jacobs Law Firm at 407-310-5636. We are here to help you.

Uncontested divorce attorney Lake County FL

Uncontested Divorce Attorney Lake County FL

Uncontested divorce attorney Lake County FL Jonathan Jacobs provides affordable divorce services for clients in Orlando, Clermont, Tavares, Leesburg, Mount Dora, and all of Central Florida. The Jacobs Law Firm has helped many spouses resolve all of their financial and child custody issues without the need for lasting legal battles. The name of the game is saving money and avoiding serious disagreements that could have a lasting impact on your family’s finances and your ability to co-parent after divorce. Call Attorney Jonathan Jacobs today for the affordable uncontested divorce Lake County FL help you need at (407) 335-8113 or e-mail us at Admin@JJLawFl.com.

An Uncontested divorce attorney Lake County FL will begin by asking questions about your “assets and liabilities.” This is an important question even in a case where all issues are agreed on. After all, an uncontested divorce Lake County FL may begin with the assumption that litigation is necessary over the possessions you own, which is why a skilled family law attorney may provide reasonable solutions to help avoid further conflict. It is important to take inventory of the marital assets and liabilities.

Lake County Uncontested Divorce Lawyer Explains Marital Assets and Liabilities

For example, the divorce court generally requires that all of your marital assets and liabilities be equitably distributed/divided. Your uncontested divorce attorney Lake County FL will need to draft a marital settlement agreement specifying which spouse is keeping or dividing specific marital and non-marital property. The marital settlement agreement must provide for the manner in which both parties are sharing or keeping their debts separate and sharing or dividing their assets.

uncontested divorce Lake County FL

Among the most common marital assets in an uncontested divorce are cars, houses/condos/townhomes, boats, 401Ks, retirement plans, life insurance policies, and more. Some of the most frequently listed liabilities are credit card debts, student loan debts, IRS tax debts, and mortgage debts. Florida family law courts require the parties fill out financial affidavits accompanying their marital settlement agreement. Your Lake County Uncontested Divorce Lawyer will review your financial affidavit (short form or long form) for accuracy and to ensure all the required columns and categories have been addressed. The financial affidavit is in part intended to identify for the court your assets and liabilities, and lay the groundwork for how they may be equitably distributed (meaning how the parties will fairly split their marital property, etc.)

Affordable Uncontested Divorce Attorney Lake County FL

When you are deciding whether to hire a divorce attorney to litigate your uncontested divorce Lake County FL, consider there may be a better way than to engage in a lengthy legal battle over your marital property. Call the Jacobs Law Firm to speak with Lake County Uncontested Divorce Lawyer Jonathan Jacobs at (407) 335-8113. You may save time and money that your family can use for far better things than litigation.

marital settlement agreement Florida 1

Marital Settlement Agreement Florida

A marital settlement agreement Florida is required in most divorce/dissolution of marriage cases in Orlando, Tavares, Sanford, Kissimmee, Brooksville, and throughout Florida family law courts. Call the Jacobs Law Firm, Divorce Attorney in Orlando and Divorce Attorney in Clermont at 407-310-5636 or e-mail us at Admin@JJLawFL.com for more information. Judges may not necessarily require a settlement agreement if the divorce is a simplified dissolution of marriage (all issues are agreed on and there is no alimony or other substantial assets being divided). When there are assets and liabilities to be divided in equitable distribution, a marital settlement agreement is a vital component of a Florida divorce. Call now to speak with a divorce attorney at (407) 335-8113.

What is a Marital Settlement Agreement in Florida?

In essence, a marital settlement agreement in Florida is designed to equitably (fairly and judiciously) divide a married couple’s assets and liabilities (credit card debt, student loan debt, mortgage debt, etc.). The marital settlement agreement must be notarized by both spouses and submitted into the court file by your attorney. A marital settlement agreement in Orlando, Tavares, Sanford or Kissimmee, will be incorporated by reference into the final judgment. The agreement becomes a binding contract once ratified by the family law divorce court. The agreement should provide as much specificity and clarity as possible to ensure its enforceability if contested.

A marital settlement agreement Florida will specify which spouse receives alimony, real property (house, condo, apartment), any cars and/or boats, how bank accounts will be divided, and any other marital assets that are deemed to be marital property. There is a presumption by law that all property accrued during the marriage is marital property unless rebutted or as otherwise agreed upon by the parties themselves. A settlement agreement may also incorporate how the parties intend to claim the child tax credit, and any daycare tax credits that may be temporarily available.

Marital Settlement Agreement in Florida

The less glamorous aspect of a marital settlement agreement in Florida is the liabilities portion. Any agreement should provide for how the parties will divide their credit card, student loan, car loan, and/or other debts. If amicable, litigants often choose to accept responsibility for their own debts accrued during the marriage, unless they are unable to afford repayment in which case certain compromises may be brokered. If the case goes to trial, the court will ultimately divide liabilities in an equitable manner based on a number of factors, considerations, and the strength of the evidence presented.

Financial Affidavits and Marital Settlement Agreements

A marital settlement agreement Florida is made in conjunction with the parties’ financial affidavits. The assets and liabilities described in the financial affidavits should be accounted for via equitable distribution in the settlement agreement. Call for a family law consultation to speak with a family law attorney about drafting your marital settlement, or litigating your divorce case. Uncontested divorce lawyer Jonathan Jacobs is prepared to work with you. Call now to speak with a divorce attorney at (407) 335-8113.

Florida Bad Check Demand Letter

Florida Bad Check Demand Letter

In this article, we include the language required for a Florida bad check demand letter to be enforceable as a condition precedent to a lawsuit to recover monies from a bad check transaction. The Florida Statute for worthless checks identifies one of the two bad check laws in Florida (one criminal and one civil) that business owners such as check cashing stores, and money lenders frequently use when seeking to recover bad check in Florida. The pre-lawsuit requirement is clear when a customer has passed on a bad check to you. A lawyer must draft a Florida bad check demand letter on your behalf and send it to the person or company that passed the bad check to you. Call 407-310-5636 today to speak with a Florida Debt Collection Attorney to help you recover bad check in Florida.

Pursuant to Florida Statute 68.065(4), which is the civil Statute under which you may recover a bad check in Florida, the person that has caused you financial damages must receive notice. The notice may inform the person or entity they may be liable civilly and you may choose to include notice that there is a potential for criminal punishment for their actions. Notice to the party that has financially misled you must mirror the following statutory language for litigation purposes:

Bad Check Laws Florida

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Florida Statute 68.065 Civil Bad Check Law

“You are hereby notified (this is the notice required in a Florida bad check demand letter) that a check, draft, order of payment, debit card order, or electronic funds transfer numbered (this is the number printed on the instrument such as Check #1050) in the face amount of $($7,500.00) issued by you on (date), drawn upon (name of bank), and payable to (Check Cashing Business), has been dishonored (the check has already previously been cashed or there are insufficient funds for example). Pursuant to Florida law, you have 30 days from receipt of this notice to tender payment in cash of the full amount of the dishonored payment instrument (there is a potential issue when the recipient cannot be located or rejects certified mail), plus a service charge of $25 if the face value does not exceed $50, $30 if the face value exceeds $50 but does not exceed $300, $40 if the face value exceeds $300, or 5 percent of the face amount of the dishonored instrument (do the math carefully), whichever is greater, the total amount due being $ and cents. Unless this amount is paid in full within the 30-day period (you may litigate after the 30 days have elapsed since the receipt of you Florida bad check demand letter), the holder of the dishonored payment instrument may file a civil action against you for three times the amount of the dishonored instrument, but in no case less than $50, in addition to the payment of the dishonored instrument plus any court costs, reasonable attorney fees (hiring a Florida Debt Collection Attorney may allow you to recover attorney fees in a lawsuit), and any bank fees incurred by the payee in taking the action.”

Criminal Bad Check Laws Florida

Florida Statute 832.062 makes it clear that there is the potential for criminal penalties to the wrongdoer under the bad check laws Florida. For example, a violation of Florida Statute 832.062 can lead to charges of a third degree felony or a second degree misdemeanor for first time offenders. The Florida Bad Check Demand Letter statutory requirement remains in place for the criminal statute and accompanying penalties to be enforced.

Florida Debt Collection Attorney

Ultimately, you should call a Florida Debt Collection Attorney to seek a recovery of money from a bad check that has cost you hundreds or thousands of dollars. Call the Jacobs Law Firm today at 407-310-5636.

Are Student Loans Marital Debt in Florida

Are Student Loans Marital Debt in Florida?

We begin our inquiry into whether student loans are marital debt in Florida with a hallmark decision issued by the Fifth District Court of Appeal. In Adams v. Cook, a divorce/dissolution of marriage case, the Fifth District Court of Appeals overturned the trial court’s ruling when it decided that the former wife‘s student loans were in fact a marital debt subject to equitable distribution. 969 So. 2d 1185 (Fla. 5th DCA 2007). The facts teased out during the trial clearly allowed the higher Court to overrule the trial court’s rather inept decision. Factually, the former wife started law school during marriage, during which portions of student loans that exceeded her tuition were deposited into parties’ joint bank accounts. The parties used former wife’s extra loan money deposited into their joint accounts for living expenses. Id. at 1186–87. Are student loans marital debt in Florida? Florida Statute 61.075(1) does not distinguish between student loans and other liabilities as a standalone non-marital debt. There is no such distinction allocated to student loan debts. Call the Jacobs Law Firm at 407-310-5636.

Do the Courts Think Student Loans Are Marital Debts in Florida?

Illustrating this point, in Adams v. Cook the trial court mistakenly reasoned that Wife’s law degree was solely for her benefit and, thus, the debt incurred in obtaining it was solely hers. The Appeals Court corrected the trial court by stating “whether one party obtained the benefit of the marital debt does not determine the equitable distribution of the debt under section 61.075(1).” The Second District Court of Appeals then began grappling with this issue to focus on answering our question, are student loans marital debt in Florida. In Rogers v. Rogers, the Court started with the general proposition that student loan debt incurred during a  marriage is a marital liability that must be equitably divided absent evidence to the contrary. 12 So. 3d 288 (Fla. 2d DCA 2009), West’s F.S.A. § 61.075(5)(a)(1).

The Second District Court of Appeals then rendered a definitive decision in Gudur v. Gudur, a landmark 2019 case answering the question “are student loans marital debt in Florida?” the Court pontificated that the “fact that one party in a dissolution of marriage proceeding will not receive any benefit from the other party’s education because of the dissolution is NOT a factor to be considered when allocating a marital debt for student loans.” 277 So. 3d 687 (Fla. 2d DCA 2019). Furthermore, the Court decided “whether a party would receive a benefit from the other party’s education was NOT a factor to be considered in allocating marital debt for student loans…” Id.

Are Student Loans Marital Debt in Florida? Ultimately, student loans debts are subject to equitable distribution unless unequal distribution of marital assets is warranted. Just because one party might benefit more than the other litigant does not mean that student loan debts are somehow exempt from equitable distribution.

If you are searching for a Winter Park divorce attorney and a small claims contract attorney, call the Jacobs Law Firm.

Winter Park Divorce Attorney

Winter Park Divorce Attorney

Divorce can be full of turmoil and trauma. The fact is that when you need a Winter Park Divorce Attorney, it is likely because you are in a legal fight over finances. It is common that people say they want to protect their assets in a divorce. It is equally as probable the other side is seeking the maximum possible financial award given their marital sacrifices and financial needs beyond the marriage. There is great value in hiring a Winter Park Divorce Lawyer when your financial future is under litigation. Call the Jacobs Law firm today at 407-310-5636.

A primary benefit of retaining a Winter Park Divorce Attorney is they are experienced legal drafters. Your attorney will prepare your pleadings and your motions in such a manner as to encompass the critical factual allegations that frame and outline your unique case. Your Winter Park Divorce Lawyer will ensure your case involves the necessary assets and liabilities and therefore tells the court the financial and parental issues that should be focused on. Call now to speak with a divorce attorney at (407) 335-8113.

Winter Park Divorce Lawyer How We Can Help You Win

Your family law attorney will also assist clients in assembling their mandatory financial disclosures, and in turn, help verify the accuracy of their financial affidavit to protect clients from impeachment at deposition, hearings or trial. Your Winter Park Divorce Attorney will perform discovery to ensure the other side has provided their full financial portfolio and not hidden any assets or liabilities that should be equitably distributed. If clients do not have as much information as they are entitled to by law, a divorce will likely overlook important financial aspects that could negatively impact their case.

Winter Park Divorce Lawyer

Retaining a Winter Park Divorce Lawyer will show the other litigant that you are well-represented and are approaching your divorce carefully. Often, pro se or self-represented litigants, will not know what is reasonable based on the facts and circumstances of their case. This could lead a party to an agreement on a settlement that is far too low to be reasonable, or a settlement agreement that offers a great deal more to the other party than is reasonable.

Finances in a contested divorce are not just about a spouse’s financial well-being, they are also about their children’s future comfort and stability. Your Winter Park Divorce Attorney will know how to advise you regarding alimony and child support calculations. Negotiating a settlement often comes from a position of strength and knowledge. When you need to hire us, the Jacobs Law Firm is ready to help you achieve a successful resolution to your divorce case. Call now to speak with a divorce attorney at (407) 335-8113.

Standard Family Law Interrogatories Florida

What Are Standard Family Law Interrogatories Florida?

Do you need information that your spouse is not providing you despite the mandatory rules of the court? Are they not complying with mandatory disclosure? Do you need truthful answers and all they give you is limited information? Have no fear, for the Standard Family Law Interrogatories Florida are here. What are Standard Family Law Interrogatories Florida? Standard Family Law Interrogatories for Original or Enforcement Proceedings are questions that you may ask about your partner or spouse’s finances and behavior. The family law courts empower litigants by giving them the opportunity to pose relevant questions to the other side. Call now to speak with a divorce attorney at (407) 335-8113.

What are Standard Family Law Interrogatories Florida used for in paternity or divorce litigation? These interrogatories are used to help you obtain the information needed in order to determine alimony, child support, and the best way to enact the equitable distribution of marital property. The sorts of questions that you will see on the Standard Family Law Interrogatories for Original or Enforcement Proceedings are about the other party’s addresses, education, finances, earning capacity, licensing, insurance, careers, and more. You may also utilize this opportunity to request the production of a Long Form Financial Affidavit.

Standard Family Law Interrogatories For Original Or Enforcement Proceedings

Curiously, one potentially critical piece of information that Standard Family Law Interrogatories Florida ask for is the location and content of any safety deposit boxes the other side may possess/rent. For example, if you have a family ring or an engagement ring or some financial document that is worth a large sum and the other party possesses it, if they answer the interrogatories honestly, they must disclose the location of the ring and it will likely be made a part of equitable distribution. The Standard Family Law Interrogatories for Original or Enforcement Proceedings also inquire whether the other party has canceled any insurance policies that may have benefited you or your kids.

Standard Family Law Interrogatories For Original Or Enforcement Proceedings

When sending the standard interrogatories, you may exercise the option of asking ten additional interrogatory questions. You may utilize this opportunity to ask questions about the other side’s criminal records, financial records not otherwise accounted for in the standard interrogatories, or any other subject/topic that may be relevant to your case. The more information you are able to gather about the issues being litigated, the more information your attorney will have to enable him/her to bring the case to trial with a broad perspective and sufficient evidence to prove the merits of what you are requesting from the court.

Attorney Jonathan Jacobs is a divorce attorney in Orlando and a divorce attorney in Clermont that practices same sex divorce and small claims civil litigation up to $15,000.00 in controversy. Call us when you need us the most. Call the Jacobs Law Firm when you need us the most at (407) 335-8113.